Money Basics

Recently, the Federal Reserve held its June 2023 meeting to decide whether or not to raise interest rates. As the country is still feeling the effects of inflation, this meeting is important for the country’s economy and your personal economy. This post is all about the Federal Reserve interest rate June 2023 meeting and what…

Saving for an emergency is one of the building blocks of financial freedom and independence. When you learn how to save for an emergency fund or emergency savings, you are better prepared for the storms of life. Also, having this emergency fund will help keep you from turning to debt in times of need. This…

Congrats on taking the first steps toward financial freedom! Your next question probably is, “How do I start budgeting?” It’s a great question; you’re not alone in asking it! Here are the five easy steps to start budgeting today. Taking the first steps toward financial freedom isn’t always the easiest thing to do. But it…

Have you heard the buzz over the last few years? Cash is making a comeback! Look, I know we’ve been talking about having a cashless society for the last twenty years (not that I’m dating myself or anything), but we just aren’t there yet. Not only that, but the average household’s debt is climbing. There’s…

Did you go into debt over the last few holiday shopping seasons? If so, you weren’t alone. Many people turned to credit cards to help them have a “good” Christmas. But that’s not how we roll here. Let’s chat about how you can have a debt-free Christmas for years to come. But first, my sponsor:…

You’ve seen the signs at the store and gas station about Walmart Plus. It’s tempting to want to join in order to save money on gas and other purchases, but is it worth it? Today we are discussing all things Walmart plus. But first, my sponsor: Today’s episode is sponsored by my Etsy shop, Savvy…